Terms of Service
Last updated: January 2024
Acceptance of Terms
By accessing or using Guldza, you agree to be bound by these Terms of Service. If you do not agree to these terms, please do not use our service.
Description of Services
Guldza provides personal finance management tools including expense tracking, budgeting, goal setting, and financial insights. Our services are provided "as is" and may change over time.
User Accounts
You are responsible for maintaining the confidentiality of your account credentials and for all activities that occur under your account. You must provide accurate information when creating an account.
Payment Terms
Paid subscriptions are billed in advance on a monthly or annual basis. Prices are subject to change with notice. Refunds are available within 14 days of purchase.
Prohibited Uses
You may not use Guldza for any illegal purpose, to violate others' rights, to transmit harmful code, or to interfere with the service's operation.
Termination
We may terminate or suspend your account at any time for violation of these terms. You may delete your account at any time through your settings.
Limitation of Liability
Guldza is not a financial advisor. We provide tools for personal finance management but are not responsible for financial decisions made based on our service.
Changes to Terms
We may modify these terms at any time. Continued use of the service after changes constitutes acceptance of the new terms.
Contact Us
For questions about these Terms of Service, please contact us at legal@guldza.com.